Mortgage Calculator
Estimates monthly mortgage payments based on property price, down payment, interest rate, and loan term.MCP tool name
calculate_mortgage
Parameters
number
required
Property purchase price.
number
default:"20"
Down payment as percentage.
number
default:"6.5"
Annual interest rate.
number
default:"30"
Loan term in years.
boolean
default:"true"
Include estimated property tax.
boolean
default:"true"
Include estimated insurance.
Example
- Natural language
- MCP
“What would my monthly payment be on a $500k home with 10% down?”
Response
Returns a breakdown:
The tool uses standard amortization formulas. Property tax and insurance are estimated at national averages (1.25% and 0.35% of home value annually) unless overridden.